Amex Gold vs. Amex Platinum: A Comparison of Two Prestigious Cards
The Platinum Card® from American Express and the American Express® Gold Card are two of today’s most prestigious rewards credit cards. However, both cards have their strengths and weaknesses, so it’s worth your time to research the benefits of each to find the best match. For example, the Amex Platinum is preferred by many frequent flyers because of its generous travel perks. The Amex Gold tends to be a favorite for foodies and those wanting a smaller annual fee. Both cards can help you maximize travel and lifestyle purchases, and our Amex Gold vs. Amex Platinum comparison cuts to the chase to help you pick a winner.
| Card | Annual Fee | Welcome Offer | Featured Benefits | Credit Score Needed |
|---|---|---|---|---|
| Platinum Card® from American Express | Basic Card: $695 Additional Cards: $175 for up to 3, then $175 each | 80,000 Membership Rewards points after you spend $8,000 in purchases within your first six months of Card Membership | Annual $200 airline fee credit, up to $200 in Uber Cash, Global Lounge Collection, multiple travel and lifestyle credits | Good to Excellent (670 to 850) |
| American Express® Gold Card | Basic Card: $250 Additional Cards: Free | 60,000 Membership Rewards Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months | Up to $120 in annual dining credits, up to $120 in Uber Cash, $100 luxury hotel experience credit | Good to Excellent (670 to 850) |
Overview of Amex Gold vs. Amex Platinum
Let’s start by looking at the signup bonuses, annual fees, and qualification requirements for either card. Both cards rank among the more luxurious American Express credit cards, which makes them more challenging to qualify for.
Annual Fee
There is a significant difference in the annual fees for the Amex Gold and Platinum, with the Platinum Card being substantially more expensive. Neither card charges a foreign transaction fee.
- Amex Platinum: The annual fee is $695 for the primary card. You can get up to 3 secondary cards for an additional $175. Beyond three extra cards, the charge is $175 per card.
- Amex Gold: $250 for the primary card; additional cards are free.
